Ganser Company

Imagine waking up one morning to find your gutters battered by a heavy storm. You might ask yourself whether your homeowners insurance covers this type of damage. In this post, a trusted exterior home improvement company discusses what your homeowners insurance may or may not cover when it comes to damaged gutters.

Understanding Homeowners Insurance

Homeowners insurance is typically designed to protect you from unexpected damage and losses caused by hurricane, hail, wind and lightning — all of which could potentially damage your gutters.

If your gutters are damaged due to a covered peril, your insurance will step in to cover repairs after your deductible is met. However, if your gutters are damaged due to negligence or a lack of maintenance, you may be out of luck as far as your insurance is concerned. That’s where professional roofing contractors come in. With their help, you can ensure your gutters are always in top-notch condition.

Understanding what your homeowners insurance covers when it comes to damaged gutters is crucial. It’s important not just for peace of mind but also for planning and budgeting your home’s maintenance and improvement. When in doubt, consider reaching out to professionals. 

Ganser Company Is Here to Help!

If you are looking for a reliable contractor for your exterior improvement needs, you can count on Ganser Company to provide you with professional and quality services. Our team is ready to assist you with your queries and concerns.

Send us a message online or call (608) 222-1243 to schedule an appointment with our team. We’ll be more than happy to help you navigate the sometimes-confusing waters of homeowners insurance, gutter maintenance, roof replacement and more! Our service areas include Madison, WI, and surrounding communities.